Proudly serving Ohio & Tennessee
What is a Jumbo Loan?
Jumbo loans are mortgages that exceed the conforming loan limits set by Fannie Mae and Freddie Mac. For 2024, any loan above $766,550 in most areas requires jumbo financing.
These loans are designed for luxury properties and high-net-worth borrowers who need larger loan amounts. While they require stronger credit and larger down payments, jumbo loans offer competitive rates and flexible terms for qualified buyers.
Jumbo Loan Features
Loan Amounts Above $766,550
Finance high-value properties that exceed conforming loan limits
Competitive Jumbo Rates
Access competitive interest rates for larger loan amounts
Fixed and Adjustable Options
Choose from various term lengths and rate structures
Primary and Vacation Homes
Finance your primary residence or luxury second home
Investment Properties
Jumbo financing available for investment properties
Personalized Underwriting
Customized review for high-net-worth borrowers
Jumbo Loan Requirements
Typical Qualification Criteria
Luxury Markets We Serve
Ohio
Dublin
Executive homes and estates
Upper Arlington
Classic luxury neighborhoods
New Albany
Premier planned community
Tennessee
Brentwood
Nashville's premier suburb
Franklin
High-value historic charm
Frequently Asked Questions
High-Value Financing
Start Your Jumbo Loan Pre-Approval
Jumbo loans require strategic underwriting. Kimble works with high-net-worth buyers and complex income profiles to find the right lender and structure for properties that exceed conforming loan limits.
Start Your Jumbo Loan Pre-Approval
High-value financing requires a strategic approach — let's talk.
Ready to Finance Your Dream Home?
Let's discuss jumbo loan options for your luxury property purchase.
Karinzo Smith NMLS #2652699 | NEXA Mortgage LLC NMLS #1660690